Institutional Framework for Business

About the Author

Dr. Bimal Jaiswal is a Professor in the Department of Applied Economics, Faculty of Commerce, University of Lucknow, Lucknow. He has authored few books in the field of International Business, Banking and Finance. Dr. Jaiswal has teaching and research experience of 20 years. He has contributed papers in many reputed research journals and has participated in many National and International level seminars. Besides being an ardent reader, he is also an active member of Commerce, Accounting and Management Associations at the national level.

About the Book

This book “Institutional Framework for Business” covers all topics of the subject area and it is aimed at providing knowledge of financial markets, institutions, the regulatory framework, in a very student-friendly manner. While writing this book, it has been especially kept in mind that complicated and complex concepts are made into pleasurable reading and learning experience which shall truly help the
students in getting complete command over the subject. An attempt has been made to keep the writing style simple and clearly understandable for readers.

The book contains twenty chapters ranging from RBI, SBI, FEMA, Commercial Banks, SIDBI, Micro-finance institutions, Regional Rural Banks, etc. from the field of banking and finance. Laws having relevance in business like the Banking Ombudsman Scheme 2006, Consumer Protection Act 2019, SARFAESI Act, Information Technology Act 2000, and Money Laundering Act 2002 are fully covered in the present book.

Topics of related areas like IRDAI, regulation of the primary and secondary market, SEBI have also been added in the bookkeeping in mind the syllabus. Apart from this, financial services topics like credit rating agencies, merchant banks, mutual funds, derivatives, portfolio managers, underwriters, etc. legal bodies like Competition Commission of India, National Company Law Tribunal, Department of Industrial Policy and Promotion are discussed in detail in the present book.

This book is designed strictly in accordance with the syllabus for UG & PG courses of all University/Institutions. The book is in simple language in detail and presented in a lucid style. Topics are systematically and sequentially arranged for better understanding.

Institutional Framework for Business Book Syllabus For B.Com Semester V of Lucknow University

Unit I: Introduction to Indian regulatory environment for business, Role and Functions of RBI, Structure of commercial banking in India, mandatory provisions regarding SLR and CRR, : NABARD : Role and functions, EXIM Bank and its facilitative role, SIDBI and its various
schemes for promotion of small business, Microfinance Institutions and Regional Rural Banks, Scope and functions of IRDA.

Unit II: Regulatory body for financial and Investment market in India : SEBI – roles and functions, Important guidelines for Issue of capital Intermediaries/market infrastructure institutions : Role and functions of Bankers to issue, Registrar to the issue, Credit rating agencies, Merchant banks, Mutual funds, Portfolio managers, Underwriters.

Unit III: Role and functions of Stock exchanges in India, Prominent stock exchanges in India – BSE and NSE, Different types of instruments and brokers : equity and equity derivatives, corporate debt market segment, commodities derivatives market segment, interest and currency market segments, role of depositories.

Unit IV: Overview of functions of Competitive Commission of India, National Company Law Tribunal towards Insolvency and Bankruptcy code, Department of Industrial Policy and Promotion for FDI in India and its guidelines.

Institutional Framework for Business Book Contents

1. Regulatory Environment for Business
2. Reserve Bank of India and Nabard
3. Commercial Banks
4. Export-Import Bank of India
5. Small Industries Development Bank of India (SIDBI) 
6. Microfinance Institutions
7. Regional Rural Banks
8. Insurance Regulatory and Development Authority of India (IRDA)
9. Regulatory Body for Financial and Investment Market In India
10. Stock Exchange Board of India
11. Credit Rating Agencies
12. Merchant Banking
13. Mutual Funds
14. Portfolio Managers
15. Underwriting
16. Stock Exchange
17. Derivatives
18. Competition Commission of India (CCI)
19. National Company Law Tribunal
20. Department for Promotion of Industry and Internal Trade (DPIIT)