मुद्रा, बैंकिंग एवं लोकवित्त (Money, Banking and Public Finance)

प्रस्तुत पुस्तक उत्तर प्रदेश के विभिन्न विश्वविद्यालयों के बी.ए. (अर्थशास्त्र) व्दितीय वर्ष सेमेस्टर चतुर्थ हेतु निर्धारित नवीन पाठ्यक्रमानुसार प्रकाशित की गई है |

मुद्रा, बैंकिंग एवं लोकवित्त (Money, Banking and Public Finance) Syllabus For B.A. IVth Semester of Various Universities of Uttar Pradesh

Unit I : Money and Value of Money : Money–Meaning, Functions and Classification; Gresham’s Law; Role of Money in Capitalist, Socialist and Mixed Economies; Monetary Standards–Metallic and Paper Systems of Note Issue. Quantity Theory of Money : Cash Transaction and Cash Balance Approaches; The Keynesian Approach.
Unit II : Supply of Money : Definitions : Determinants of Money Supply–High Powered Money and Money Multiplier–Indian Currency system.
Unit III : Commercial Banking : Meaning and types; Functions of Commercial Banks; The process of Credit Creation–Purpose and Limitations; Liabilities and Assets of banks; Evolution of Commercial Banking in India after Independence; A Critical Appraisal of the Progress of Commercial Banking after Nationalization; Recent Reforms in Banking Sector in India.
Unit IV : Functions of a Central Bank; Quantitative and Qualitative Methods of Credit Control–Bank Rate Policy, Open Market Operations, Variable Reserve Ratio and Selective Methods; Role and Functions of the Reserve Bank of India; Objectives and Limitations of Monetary Policy with Special Reference to India.
Part II

Unit V : Nature and Scope of Public Finance : Meaning and scope of Public Finance; Distinction between Private and Public Finance; Public Goods Vs. Private Goods; The Principle of Maximum Social Advantage; Market Failure; Role of the Government.
Unit VI : Public Expenditure : Meaning, Classification and Principle of Public Expenditure; Canons and Effects of Public Expenditure; Trends in Public Expenditure and Causes of Growth of Public Expenditure in India.
Unit VII : Taxation : Sources of Public Revenue; Taxation–Meaning, Canons and Classification of Taxes; Division of Tax Burden– The Benefit and Ability–To–Pay Approaches; Impact and Incidence of Taxes; Taxable Capacity; Effects of Taxation; Characteristics of A Good Tax System.
Unit VIII : Fiscal policy : Components, Instruments, Objectives. Role of Fiscal Policy in Developed and Developing Countries, Budget Structure of the Government of India, State Budget–Sources of Revenues and Expenditures. Major Tax Reforms in India. Fiscal Federalism in India : Union-State Fiscal Relations, Federal Fiscal Imbalances and the Role of Finance Commission. Finances of Local Bodies.