बैंकिंग एवं बीमा (Banking & Insurance)

बैंकिंग एवं बीमा Banking & Insurance Syllabus for B.Com. Ist Year of Awadhesh Pratap Singh University, Barkatullah University, Devi Ahilya University, Jiwaji University, Rani Durgavati University, Vikram University, Dr. Harisingh Gour University 

• Introduction to Banking: Historical background of banking, Definition, principles, and importance of bank, Classification of the bank, Functions of the commercial bank, Structure of commercial banking in India, Features of the Indian banking system, credit creation. Central Banking: RBI and its functions, Credit control. Nationalization and Merger of Banks: General Introduction to Nationalization of Banks, Objective and Introduction to Private Banks Functioning and Usefulness or Importance, effects. Evaluation of Nationalization and Merger of Indian Banks.
• Bank Deposits: Meaning and types, Features of back accounts, Procedure to open and close bank accounts (Including online procedure). Loans and Advances: Principles to sanction loans and advances, Classification of loans
  and advances, Procedure to apply for house loan, personal loan, education loan, and commercial loans.
• Insurance: Historical background of Insurance, Meaning, elements, basic principles, and importance of insurance, Kinds of insurance, Regulation of insurance in India. IRDA : Functions and role to regulate insurance in India
• Life Insurance: Historical background, meaning, objectives, importance, essential elements, Life insurance policy and its types, `Insurance proposal to policy’–Procedure, Conditions of Life insurance policies, Claim to file procedure
  , and settlement of claims. Life Insurance Corporation of India: Functions, progress, and Evaluation.
• General Insurance: Meaning, Objectives and Importance, Kinds of general insurance and its features, Basic principles of general insurance, Procedure to apply general insurance policies, Claim filing procedure and settlement of
  claims. General Insurance Corporation of India: Functions, Progress and Structure, Performance of private sector companies in the general insurance sector.

बैंकिंग एवं बीमा Banking & Insurance Book विषय-सूूची

बैंकिंग (Banking)

1. बैंकिंग (अधिकोषण) का परिचय : परिभाषा, सिद्धान्त, प्रकार एवं महत्व
2. भारत में वाणिज्यिक बैंकों की संरचना और कार्य
3. भारतीय बैंकिंग (अधिकोषण) व्यवस्था, बैंको का नियंत्रण, राष्ट्रीयकरण तथा बैंको का विलय
4. साख निर्माण (सृजन)
5. केंद्रीय बैंकिंग (अधिकोषण) : रिजर्व बैंकिंग ऑफ़ इंडिया (साख नियन्त्रण सहित)
6. बैंको का निजीकरण
7. बैंको में जमा
8. ऋण एवं अग्रिम
9. ऋण हेतु आवेदन प्रक्रिया
   बिमा (Insurance)
10. बिमा
11. बिमा के सिद्धान्त
12. बिमा नियामक और विकास प्राधिकरण (आईआरडीए)
13. जीवन बिमा
14. प्रमुख बिमा पॉलिसियाँ और वार्षिकी
15. जीवन बिमा पॉलिसी की शर्ते
16. प्रीमियम निधार्रण
17. भारतीय जीवन बिमा निगम
18. सामान्य बिमा निगम का संगठन
19. सामान्य बिमा दावों का निपटारा